> For the complete documentation index, see [llms.txt](https://padiwise.gitbook.io/padiwise/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://padiwise.gitbook.io/padiwise/virtual-cards/overview.md).

# Cards Overview

Welcome to the **Padiwise Virtual Card API**. This guide outlines how to interact with the virtual card endpoints, including card creation, funding, withdrawal, and history retrieval.

**Rate limits are applied to sensitive endpoints (20 requests per minute).**