Disbursement Overview

Send Money to Nigerian Bank Accounts with Padiwise

The Padiwise Disbursement API enables you to initiate payouts from your Monnify Wallet to any bank account in Nigeria.

Rate limits are applied to sensitive endpoints (20 requests per minute).

To make transfers using the Padiwise transfer APIs, you have to initiate a transfer. You can initiate single transfers by making a POST request to the Initiate Transfer (Single) API.

How Transfers Work

When a transfer request is initiated, it goes through a sequence of processes:

• Request validation

• Transfer creation

• Approval checks

• Queue transfer

• Await processor