> For the complete documentation index, see [llms.txt](https://padiwise.gitbook.io/padiwise/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://padiwise.gitbook.io/padiwise/virtual-cards/fund-card.md).

# Fund Card

This operation is protected by rate limiting and requires the correct PIN. Useful for topping up cards before expected usage (e.g., ad spend, SaaS payments).

Transfers funds from the user’s NGN wallet to an existing USD virtual card. The NGN amount is converted using the latest exchange rate, and a small processing fee may apply. The card’s USD balance is increased immediately if successful.

&#x20;<mark style="color:green;">`POST`</mark>  `{{ BASE }}/fund-card`

```
--header 'Accept: application/json'
--header 'Authorization: Bearer {{  access_token }}'
```

Below are the request body parameters :tada:

**Request Body**

| Name   | Type    | Description                                       |
| ------ | ------- | ------------------------------------------------- |
| amount | Boolean | Amount in USD                                     |
| cardid | String  | The unique ID of the virtual card (from Padiwise) |

Response Body

```
{
    "status": true,
    "message": "Congratulations! Your card funding is successfully.",
    "data": [
        {
            "card_id": {{  }},
            "amount": 4782,
            "charges": 20,
            "total": 4802,
            "type": {{ type }},
            "reference": {{ reference }},
            "status": {{ status }},
        }
}

```