# Padiwise

## Padiwise

- [Introductions](https://padiwise.gitbook.io/padiwise/readme.md)
- [Quickstart](https://padiwise.gitbook.io/padiwise/getting-started/quickstart.md): 🌟 How to Get Started
- [Authentication](https://padiwise.gitbook.io/padiwise/getting-started/authentication.md): Padiwise's core security protocol is based on OAuth 2.0, which authenticates API requests using associated API keys that can be managed directly from the dashboard.
- [Compliance](https://padiwise.gitbook.io/padiwise/compliance.md): Seamless Payment Collection And Notification
- [Errors](https://padiwise.gitbook.io/padiwise/errors.md)
- [Pricing](https://padiwise.gitbook.io/padiwise/pricing.md): Payment Method and Default Customer Fees
- [Account Information](https://padiwise.gitbook.io/padiwise/account.md): This contains endpoint to get your account information.
- [Bills Overview](https://padiwise.gitbook.io/padiwise/value-added-services/overview.md): This request consist of available bills packages.
- [Data Bundle](https://padiwise.gitbook.io/padiwise/value-added-services/data-bundle.md): This request consist of available bills packages. Please note the unique package code of each package, you will need it to perform subsequent transactions
- [Cable TV](https://padiwise.gitbook.io/padiwise/value-added-services/cable-tv.md): This request consist of available bills packages. Please note the unique package code of each package, you will need it to perform subsequent transactions
- [Airtime Topup](https://padiwise.gitbook.io/padiwise/value-added-services/airtime.md): This request consist of available bills packages. Please note the unique package code of each package, you will need it to perform subsequent transactions
- [Validation](https://padiwise.gitbook.io/padiwise/value-added-services/validation.md): This Padiwise Recipients Inquiry Service allows you to confirm the accuracy of your customer’s information details on your payment platform before performing any form of financial transaction.
- [Smm Services](https://padiwise.gitbook.io/padiwise/value-added-services/smm.md): This request consist of available services packages. Please note the unique service id of each package, you will need it to perform subsequent transactions
- [SMS Gateway API](https://padiwise.gitbook.io/padiwise/value-added-services/sms.md): Our Bulk SMS Gateway API allows you to integrate your Padiwise account with your application or website. This could be used for sending OTPs (One Time Passwords), Transactional SMS, e.t.c
- [Collection Overview](https://padiwise.gitbook.io/padiwise/collections/overview.md): Learn how to receive payment from your customers using the Padiwise APIs
- [Create Virtual Account](https://padiwise.gitbook.io/padiwise/collections/create-virtual-account.md): This functionality enables you to create a virtual account on behalf of your customers. The assigned account number is unique to each customer.
- [Webhook](https://padiwise.gitbook.io/padiwise/collections/webhook.md): This webhook event is triggered when a DVA (Dedicated Virtual Account) has been successfully funded. It provides detailed transaction information about the amount, charges, settlement amount, and the
- [Disbursement Overview](https://padiwise.gitbook.io/padiwise/disbursement/overview.md): Send Money to Nigerian Bank Accounts with Padiwise
- [Get All Bank List](https://padiwise.gitbook.io/padiwise/disbursement/get-all-bank-list.md): This functionality enables you to create a virtual account on behalf of your customers. The assigned account number is unique to each customer.
- [Create Transfer Recipients](https://padiwise.gitbook.io/padiwise/disbursement/create-transfer-recipients.md): This functionality enables you to create a virtual account on behalf of your customers. The assigned account number is unique to each customer.
- [Single Transfer](https://padiwise.gitbook.io/padiwise/disbursement/single-transfer.md): This functionality enables you to create a virtual account on behalf of your customers. The assigned account number is unique to each customer.
- [Cards Overview](https://padiwise.gitbook.io/padiwise/virtual-cards/overview.md): A card is a payment instrument that enables users to conduct transactions at merchant locations.
- [Exchange Rate](https://padiwise.gitbook.io/padiwise/virtual-cards/exchange-rate.md): Returns the current exchange rate used for card transactions, Returns the exchange rate between two currency pairs. Currently supports USDNGN only.
- [Create Virtual Card](https://padiwise.gitbook.io/padiwise/virtual-cards/create-virtual-card.md): Creates a new USD-denominated virtual card for the authenticated business user. The card can be used for online transactions such as subscriptions, shopping, or services that accept USD cards.
- [Get Cards](https://padiwise.gitbook.io/padiwise/virtual-cards/get-cards.md): Use this endpoint when building a wallet interface where the user needs to view all their existing cards.
- [Get Card Details](https://padiwise.gitbook.io/padiwise/virtual-cards/get-card-details.md): Sensitive fields like card number and CVV are returned securely for one-time use. Never cache or store these details on the client.
- [Get Card Transactions](https://padiwise.gitbook.io/padiwise/virtual-cards/get-card-transactions.md): Fetches all transactions of the specified cards according to the query parameters.
- [Fund Card](https://padiwise.gitbook.io/padiwise/virtual-cards/fund-card.md): This operation is protected by rate limiting and requires the correct PIN. Useful for topping up cards before expected usage (e.g., ad spend, SaaS payments).
- [Withdraw Card](https://padiwise.gitbook.io/padiwise/virtual-cards/withdraw-card.md): This operation is protected by rate limiting and requires the correct PIN. Useful for withdrawing from cards before expected usage (e.g., ad spend, SaaS payments).
- [Changelog](https://padiwise.gitbook.io/padiwise/help-and-support/changelog.md): If you have any questions or suggestions, please don't hesitate to reach out to your manager or any member of the Engineering team.